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Frequently Asked Questions

Medical

What is a High Deductible Health Plan (HDHP)?

An HDHP is a type of insurance plan that offers a low premium offset by a high deductible. Because of…

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What is an Out-of-pocket Maximum (OOPM)?

An OOPM is the maximum amount (deductible and coinsurance) that you will have to pay for covered expenses under a…

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What is Coinsurance?

On top of your deductible, coinsurance is a provision in your health plan that shows what percentage of a medical…

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What is a Deductible?

A deductible is the amount of money you or your dependents must pay toward a health claim before your organization’s…

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