Frequently Asked Question

Can I Make Changes to My Benefits Throughout the Year?

Last updated: September 20, 2019


Generally, no.

IRS Guidelines do not permit you to make changes to your coverage unless you experience a mid-year Qualifying Event. An event recognized by the IRS that allows you to make a mid-year change to your benefit elections.  Such events MUST be reported with Proper Documentation to your Benefits Administrator within 30 days of the event.

Examples include:

  • Birth of a child
  • Marriage
  • Divorce
  • Loss or Gain of other coverage
  • Court orders to provide coverage


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