Can I Make Changes to My Benefits Throughout the Year?

Answer

Generally, no.

IRS Guidelines do not permit you to make changes to your coverage unless you experience a mid-year Qualifying Event. An event recognized by the IRS that allows you to make a mid-year change to your benefit elections.  Such events MUST be reported with Proper Documentation to your Benefits Administrator within 30 days of the event.

Examples include:

• Birth of a child
• Marriage
• Divorce
• Loss or Gain of other coverage
• Court orders to provide coverage