Frequently Asked Question
What Are Voluntary Benefits?
Last updated: September 30, 2019
You know the importance of having health care coverage and a 401(k), but are you taking advantage of all the benefits Brooks Rehabilitation offers? Voluntary benefits are additional benefit options offered through the company. Unlike traditional benefits like health coverage, employees are responsible for paying most or all of the cost of these voluntary options.
What’s the advantage of enrolling in these benefits through Brooks?
If the benefit in question is something you are planning to purchase for yourself regardless, then it is probably more cost-effective to purchase through Brooks Rehabilitation. The group rate we can secure is generally lower than what you’d pay buying individually from an insurance company.
When you elect a voluntary benefit option through our open enrollment, your premium is paid through convenient payroll deductions just like your other benefits. Plus, you can skip the hassle of shopping around to find and purchase a plan – simply elect what you need during enrollment time.
Many of these types of insurance may seem unnecessary, but they are designed to protect you in the event of an unexpected illness, accident, death or other event. For instance, you may be skeptical about needing disability insurance, but consider if you could afford to be disabled and without a paycheck for weeks or months, plus having medical bills to pay? Paying a small premium now can help protect you financially.