Frequently Asked Question

What Does the Critical Illness Plan Cover?

Last updated: September 30, 2019


Recovering from a critical illness can be hard — and expensive.

Most medical plans aren’t designed to cover out-of-pocket costs like utility bills, transportation to doctor appointments or alternative treatments. Unfortunately, these expenses can come at a time when you’re missing work and your paycheck.

An Aetna Critical Illness Plan pays you cash to help you pay for health care costs and other expenses when you are diagnosed with a covered condition. This insurance plan covers conditions such as heart attack, stroke, major organ failure and end-stage renal failure.

When you are diagnosed with a critical illness that’s covered under your Aetna Critical Illness Plan, send us your claim and we will mail you a check. You can use the money to pay for:

  • Everyday expenses like rent, child care or grocery bills
  • Doctors’ bills, coinsurance or to help cover your medical plan’s deductible

It’s up to you.


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