Frequently Asked Question

What Does the Hospital Indemnity Plan Cover?

Last updated: September 30, 2019


Medical plans help you pay for covered out-of-pocket costs when you’re in the hospital. But they don’t cover all expenses.

For a little help paying these other costs, there’s the Aetna Hospital Indemnity Plan. You can use it to cover your deductible and coinsurance costs. Or for things like a mortgage, child care or utility bills.

  • It’s affordable and you won’t be turned down for health reasons
  • Covered benefits include payments for planned and unplanned events
  • Payments are made directly to you
  • Your premium payments can be made through payroll deductions at work


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