Life AD&D

As a full time employee, Brooks provides Basic Life and Accidental Death & Dismemberment insurance for you at no cost. Employees receive a generous benefit of 1.5x your annual compensation, rounded to the nearest $1,000 through MetLife.

In addition, Voluntary Supplemental Life Insurance is available to you and your covered dependents, on an optional basis. You must elect Voluntary Life Insurance for yourself in order to elect either your spouse and/or child(ren) voluntary life insurance coverage.

Coverage is available:

For you

1-3x your annual compensation, guaranteed as a new hire up to $250k / Maximum coverage $750,000 / Amounts 4-5x will require the completion of an Evidence of Insurability (EOI) form.

For your spouse

Coverage from $10,000 - $30,000 without EOI / Coverage may not exceed 50% of your combined employee basic and supplemental coverage.

For your child(ren)

Coverage amounts available in increments of $2,000 up to $10,000.

Guaranteed issue means regardless of your health, you cannot be turned down or declined for this coverage.

If you did not elect coverage as a new hire and are now enrolling for the first time or increasing coverage you will be required to submit a medical questionnaire to MetLife.

Supplemental Life Insurance Rates

Rates shown are per pay period for 24 pay periods (you will have 2 pay periods without a contribution).

Monthly rates per $1,000 of coverage
AgeEmployee & Spouse Rate
Spouse rate based on employee's age
0-24$0.044
25-29$0.052
30-34$0.070
35-39$0.078
40-44$0.113
45-49$0.183
50-54$0.305
55-59$0.503
60-64$0.629
65-69$1.105
70+$1.796
Example: A 42 year-old elects $60,000 of coverage.
$60,000 / $1,000 x $0.113 = $6.78 per month
Child Life Insurance$0.040 / $1,000
One premium for all covered children

Downloadable resources

Benefits Guide

2022 Benefits Guide

This booklet is an overview of the comprehensive benefits package offered to you by Brooks

Download now
Form

Evidence of Insurability Form (EOI) for MetLife Life & AD&D Coverage

You may be required to submit this form when enrolling in voluntary life insurance coverage.

Download now

Have a question about your benefits? We're here to help.