Voluntary Benefits

Brooks offers a variety of voluntary plans so that you and your family can have the coverage and peace of mind you need.

Accident Insurance

Supplemental health insurance, like accident coverage, can help you in the event that you experience one of life’s unexpected mishaps. Accident coverage is designed to work with your existing health insurance and can help you take care of expense that may not be covered by your current medical insurance. Benefits are paid directly to you.

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Critical Illness Insurance

Critical illness insurance can pay money directly to you when you’re diagnosed with certain serious illnesses and pays a lump sum benefit ($10,000 or $20,000) for you and 50% of the elected amount for your covered dependents, if you suffer from the following critical illnesses: heart attack, stroke, major organ transplant, end stage renal failure, benign brain tumor, etc.  In addition, this benefit can pay an annual wellness benefit of $50.

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Hospital Indemnity Insurance

Hospital indemnity benefits pay cash for a hospital confinement. $1,000 for the initial day of stay, $100 daily benefit maximum for up to 30 days per plan year.

Plan Rates

Rates shown are per pay period for 24 pay periods (you will have 2 pay periods without a contribution).

Voluntary Benefits Rates
Accident Insurance$5.21
Critical Illness InsuranceSee enrollment system for rates
Hospital Indemnity$8.26

Downloadable Resources

Benefits Guide

2022 Benefits Guide

This booklet is an overview of the comprehensive benefits package offered to you by Brooks

Download now
Plan Summary

2022 MetLife Hospital Indemnity Plan Summary

This document provides a summary of the types of services your hospital indemnity plan covers.

Download now
Plan Summary

2022 MetLife Accident Plan Summary

This document provides a summary of the types of services your accident plan covers.

Download now
Plan Summary

2022 MetLife Critical Illness Plan Summary

This document provides a summary of the types of services your critical illness plan covers.

Download now
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FAQs About Your Voluntary Benefits

What Does the Hospital Indemnity Plan Cover?

Medical plans help you pay for covered out-of-pocket costs when…

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What Does the Critical Illness Plan Cover?

Recovering from a critical illness can be hard — and…

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What Does the Accident Plan Cover?

When you have a covered injury under your Aetna Accident…

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Have a question about your benefits? We're here to help.